Why do I need umbrella insurance?


“Wow, where do I start? Cowdell Insurance is a lifesaver. When my job stopped providing hea...” —Kyle H. more

frog umbrella

If you cause a multiple-car accident resulting in several injuries that racks up 1 million dollars in hospital bills. The problem? Your auto insurance policy will cover a maximum of $300,000 per incident. You are found legally obligated to cover the remaining $700,000. Don’t have an extra $700K lying around? That’s where umbrella insurance can help. Umbrella insurance may cover the cost of personal liabilities beyond your current auto, home and/or condo insurance policies.

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