Water and Sun Safety


“Mr. Cowdell and his staff assisted me with a problem I had. I called my previous Insurance...” —Paul B. more

Footprints in the sand. Kids at the beach. San Diego, California

Water and sun, the perfect combination for fun with friends! Swimming, diving, fishing, river rafting, power boating, sailing, water skiing, scuba diving, surfing and more are yours to enjoy at our pools, lakes, rivers and coasts.

So dive right in, but do it safely. Water-related accidents can happen in seconds, and can usually be prevented. This Web site contains important safety tips for water-related activities. Read it through and share the information with your friends. Be prepared to help keep water sports safe for yourself and others.

Swimming and Diving

Common sense precautions can make time in the water both fun and safe for you and your friends.

  • Learn to swim if you don’t already know how. Lessons are available at community pools for all age groups and levels of experience.
  • Never swim alone.
  • Keep at least one Coast Guard Approved Type IV throwable flotation device by the backyard pool. A flotation device should be thrown near, not at, a victim.
  • Swim only in designated areas or familiar waters.
  • Don’t overestimate your skills or abilities.
  • Never dive near other swimmers.
  • Don’t rely on inflatable water toys to keep you afloat.
  • Dive only from the front of a diving board or from the pool edge, and never from a balcony, fence, ladder, etc.
  • Diving accidents can cause spinal injury. Gently move the victim to shallow water, being careful not to bend or twist the neck. Call immediately for trained help.

Unfamiliar Waters 

Approach unfamiliar waters with caution, no matter how safe they may appear to be. Potential dangers can exist along that inviting river or ocean stretch.

  • Sudden dropoffs, broken glass, stumps or debris may be hidden beneath the water surface.
  • The power of waves, currents and undertows can be deceptive, and can overpower even the strongest of swimmers. Every year riptides catch swimmers and waders unaware, resulting in hundreds of drownings.
  • Rocks along the water’s edge can be slippery. Move with caution when climbing them.
  • Most natural bodies of water are colder than air. Immersion can result in hypothermia.
  • Stay off frozen lakes and ponds unless they have been officially declared safe.
  • Wear an approved personal flotation device (PFD) when entering the water to fish, etc.

Rafting and Kayaking Safety Tips

Free Quote in Minutes

Find out how much you could be saving, at no cost to you.

Call 435-688-7283

Call 435-688-7283

Send a quick message

Insurance and Safety Tips


More Insurance Articles

States we Write Insurance In

Alaska   Arizona   California   Colorado   Florida   Idaho   Maryland   Michigan   Minnesota   Montana   Nevada   New Mexico   Oregon   South Carolina   Texas   Utah   Washington   Wyoming

Insurance companies we represent

Safeco Insurance logo Dairyland logo Kemper logo Travelers logo Sublimity Insurance logo CUIC Casualty Underwriters Insurance Company logo The Hartford logo Progressive logo Stillwater Insurance Group logo United Heritage Property and Casualty Company logo Main Street America Insurance logo United Insurance Group logo ASI American Strategic Insurance logo Foremost Insurance Group logo