Motorcycle Insurance

“Branden, from Cowdell Insurance, has saved us a lot of money! Both cars are insured for a ...” —Jenny A. more

Insurance coverage is a must if you purchased a motorcycle. We at Cowdell Insurance Agency will provide you with various policy options at competitive prices. Our focus is on the St. George and Salt Lake City areas in the state of Utah.

Why you need motorcycle insurance coverage

The roads of Utah are a haven for motorcycle riders. Not only are these long, wide, and sometimes, winding but also full of amazing views.

But the state is still susceptible to road accidents. In fact, the Utah Highway Patrol reported that there was a 150% increase in motorcycle deaths between 1998 and 2008. While a National Highway Traffic Safety Administration report shows that “motorcyclists are roughly 28 times more likely to die than occupants of other vehicles.”

Aside from this, the chance of your motorcycle being impounded, if you’re considered liable for a road crash, and you don’t have an insurance policy to show, is higher unlike if you have one.

So, the statement “Before you hit the road, make sure you’re covered” is very much applicable to all motorcycle owners too.

Kinds of coverage for motocycles

This next discussion may not be as thrilling as riding your motorcycle but it’s a talk with yourself or your insurance agent which you shouldn’t miss.

The main coverage options you can choose are the following:

  • Bodily Injury & Property Damage Liability
  • Comprehensive & Collision
  • Uninsured/Underinsured Motorist
  • Roadside Assistance

While the special types of coverage you could consider adding are:

  • Custom Parts & Equipment
  • Motorcycle Trailer Coverage


Helmet use by motorcyclists is proven to save lives, decrease injuries and reduce costs.

Free Quote in Minutes

Find out how much you could be saving, at no cost to you.

Call 435-688-7283

Call 435-688-7283

Send a quick message

Smart Advice

More Insurance Articles

States we Write Insurance In

Alaska   Arizona   California   Colorado   Florida   Idaho   Maryland   Michigan   Minnesota   Montana   Nevada   New Mexico   Oregon   South Carolina   Texas   Utah   Washington   Wyoming

Insurance companies we represent

CUIC Casualty Underwriters Insurance Company logo The Hartford logo Kemper logo United Insurance Group logo Stillwater Insurance Group logo Main Street America Insurance logo United Heritage Property and Casualty Company logo Travelers logo ASI American Strategic Insurance logo Sublimity Insurance logo Safeco Insurance logo Progressive logo Foremost Insurance Group logo Dairyland logo